Benefit Resource is our third party provider for our Flexible Spending Accounts (FSAs)

Benefit Resource, Inc

PO BOX 642

Willow Grove, PA 19090

(800) 473-9595

www.benefitresource.Click here for their websitecom

What is a Flexible Spending Account (FSA)?

A Flexible Spending Account (FSA) is part of the benefit plan offered to you by Brighton CSD and allows you to use tax-free dollars to pay for certain medical and/or dependent care expenses. There are two types of FSAs: a Medical FSA (for eligible medical services provided to you, your spouse or your dependent) and a Dependent Care FSA (for eligible dependent care expenses).

When can I enroll in an FSA?

You can enroll in an FSA:

- During open enrollment which runs for the entire month of December for an effective date of January 1st.

- as a new hire within 30 days.

- or within 30 days of a major status change

What is covered under a Medical FSA?

- doctor's visit copays
- chiropractor fees
- emergency room visits 
- prescription drugs
- dental care
- prescription eyeglasses
- contact lenses and lens supplies
- hearing aids
- individual psychological counseling
- certain over-the-counter (OTC) medical items

What is covered under a Dependent Care FSA?

You may use this plan for dependent care expenses that meet these qualifications:

Expenses must be for the care of a Qualified Person. A Qualified Person is someone who spends at least eight hours per day in your home and is one of the following:
• Your dependent who was under age 13 when the care was provided and for whom you can claim an exemption. (If divorced or separated, see special regulations in IRS Publication 503.)
• A spouse or dependent who is physically or mentally incapable of self-care and for whom you can claim an exemption.
• The dependent care must enable you to be gainfully employed or to look for work. If you are married, the dependent care must also enable your spouse to work, look for work or attend school full-time (or your spouse must be physically or mentally incapable of self-care).
• The funds to be used from your Dependent Care FSA must not exceed the lesser of your or your spouse's earned income for the plan year.
• The services may be provided in your home or another location but not by someone who is your minor child or dependent for income tax purposes (e.g. an older dependent child).
• If the services are provided by a day care facility that cares for six or more individuals at the same time, the facility must comply with state day care regulations.
• Services must be for physical care, not for education, meals, etc. Note that overnight camps and lessons in lieu of day care are not eligible expenses from a Dependent Care FSA.