What is a qualifying event?

A qualifying event is a 30 day event set forth by the IRS Section 125. This IRS regulation allows employees to make midyear election changes to their pre-taxed deductions when a change in a participant’s status occurs.

Qualifying Events are as follows:

(Proof of event is needed when a change is to be made.)

• Change in marital status---marriage, death of spouse, divorce, legal separation, or annulment.

• Change in number of dependents---birth, death, or adoption of a child, or placement of a child for adoption.

• Change in employment status---commencement or termination of employment, commencement or return from an unpaid leave of absence, etc.

• Change of residence---change in the place of residence of the employee or the employee’s spouse or dependent. If, for example, an employee and/or the employee’s family move to another town, changing their coverage to a plan that provides coverage in the new location would be necessary.

Any changes must be completed within the 30 day time frame mentioned above. To make changes to your health/dental insurance please complete the enrollment form attached below.

If you believe you have experienced a qualifying event but it is not listed above, please contact the Benefits Department at 585-242-5200 x7524.